One of the oldest mortgage brokers in Anderson, SC.
Nations Mortgage has been serving South Carolina for many years with integrity and hard work.
We are licensed in South Carolina and Georgia with more states to follow.
We use our skills to find the perfect lenders for the variety of buyers that come through our door.
Unlike your local bank that can only use in-house services, we shop through scores of lenders to make sure the right product and best rate matches what our buyers are looking for.
Nations Mortgage NMLS# 225422
Think a hefty down payment is necessary? Think again. You can get started with only 1% down.
Is the dream of owning a home feeling out of reach due to a large down payment? We have a wonderful opportunity for you! With our special program, you can begin your homeownership journey with just 1% down.*
Put down just 1%, and your lender contributes an additional 2%, for a total of 3% down
Can use gift funds for your entire down payment
This allows you to keep more money in your pocket for furniture, house repairs and maintenance
This is a unique opportunity to become a homeowner with minimal upfront costs. I’m here to help you every step of the way.
Call today to discuss your options and take the first step towards owning your dream home!
TYPES OF LOANS
Conventional
A conventional loan is not back by the federal government and is the most common mortgage loan type. You can put as little as 3% down for eligible buyers and up to 20% to avoid mortgage insurance.
FHA
An FHA loan is a government back loan program through the Federal Housing Administration that usually requires lower minimum credit scores and down payment (3.5% down minimum) than a conventional loan.
USDA
A USDA home loan is backed by the US Department of Agriculture for low to middle income buyers. These loans are designated to help buyers purchase affordable homes in rural areas outlined by the USDA.
VA
VA helps active service men and women, veterans and eligible surviving spouses to buy their home without a down payment. These loans are partially guaranteed by the Dept of Veteran's Affairs and have lenient credit requirements.